T-Class is a tax-efficient solution from CI that creates a stream of predictable tax-deferred income, without sacrificing a choice of investments. T-Class can provide more after-tax income than conventional systematic withdrawal plans based on mutual fund trusts.

No longer are your clients confined to traditional fixed-income products to fill their income needs.

By using T-Class, your clients can:

• Choose from two annual target distributions of 5% or 8% (or create a customized amount using a combination of T-Class and non-T-Class shares).
  
  
• Create a predictable, tax-effective stream of monthly cash flow to meet their needs without sacrificing the potential for growth.
  
  
• Allow their investments to continue growing at rates that can potentially match, or outstrip the rate of withdrawal.
  
  
• Choose from over 25 funds, including income, balanced, equity or managed solutions.
  

There is no additional cost for the T-Class option.